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Who We Serve:

Young Families

Financial Planning for Young Families

Millennials are living in a much different world than their parents and grandparents did in early adulthood. You face your own unique set of challenges as you transition into a full-time career, start your own family, and establish your own home. Between hefty student debt, strict lending practices, and entering the workforce during an economic recession, you certainly have your work cut out for you!

Preparing a budget

Preparing a sound budget is the first step to long-term financial success. We can help you analyze your earnings, establish goals for both the near future and your eventual retirement, and decide upon a plan of action. You will learn how to:

  • track your credit score

  • prioritize spending

  • reduce debt efficiently

  • make responsible lifestyle choices that align with your values

  • save for your future

  • use modern tools such as smartphone apps to manage your budget

You work hard for your paychecks; a sound budget plan will help you maximize those earnings. Learn to make the most of every dollar you earn, so that you can build toward a brighter future for yourself and your young family.

Dreaming of buying your first home?

Let us show you how.

Home ownership has always been one of the primary benchmarks of living the American Dream. But for young families, purchasing your first home is no simple matter. You face different obstacles to home ownership than your parents and grandparents who came before you.

Purchasing a home is one of the biggest financial decisions you will ever make. We can guide you through all of the steps along the way, including:

  • Deciding whether you are financially ready to purchase a home

  • Improving your credit rating

  • Figuring out how much home you can afford

  • Choosing the right loan for your budget and long-term financial goals

  • Understanding mortgage industry lingo such as PMI, points, closing costs, and more


Student Debt

Student loan debt is one of the largest financial obstacles faced by millennials. It can be difficult for many young people to juggle student loan payments, with saving for a home and preparing for retirement.

If you hold several different student loans, you might find yourself faced with a dilemma: Which balance should you pay off first? The most efficient way to reduce student debt is to focus on the higher-interest loans. Of course, you should also consider the differences between private and federal student loans. Whereas federal loans offer many different options for repayment, private loans are much stricter. Often it is wise to prioritize private student loans.

Loan consolidation is another option. Contact us for more information, and we can help you create a plan to eliminate student debt in the most efficient manner possible.

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